/* ============================================================
   VISION FINANCE — design tokens
   Navy & gold, modern fintech register — aurora glow, glass, motion.
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=Space+Grotesk:wght@400;500;600;700&family=Inter:wght@400;500;600;700&family=IBM+Plex+Mono:wght@400;500&display=swap');

:root{
  --navy-950:#080F1F;
  --navy-900:#0B172D;
  --navy-800:#122644;
  --navy-600:#1E3A63;
  --navy-400:#33587F;

  --gold-500:#C9A227;
  --gold-400:#D9B657;
  --gold-300:#E8C978;
  --gold-100:#F5E7BE;

  --aurora-gold:rgba(201,162,39,.4);
  --aurora-blue:rgba(62,98,145,.4);
  --aurora-glow:rgba(232,201,120,.22);

  --cream-50:#F7F5EF;
  --cream-100:#EFEBDD;

  --ink-900:#151922;
  --slate-600:#4B5563;
  --slate-500:#5B6472;
  --slate-300:#AEB6C4;

  --line:#DEDACB;

  --display:'Space Grotesk', 'Inter', sans-serif;
  --body:'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  --mono:'IBM Plex Mono', ui-monospace, monospace;

  --r-sm:8px;
  --r-md:16px;
  --r-lg:26px;
  --r-pill:999px;

  --shadow-soft:0 24px 60px -28px rgba(8,15,31,.5);
  --shadow-card:0 16px 40px -24px rgba(8,15,31,.35);

  --max:1160px;
  --ease:cubic-bezier(.19,1,.22,1);
  --ease-soft:cubic-bezier(.22,.61,.36,1);
}

*,*::before,*::after{ box-sizing:border-box; }
html{ scroll-behavior:smooth; }
body{
  margin:0;
  font-family:var(--body);
  color:var(--ink-900);
  background:var(--cream-50);
  -webkit-font-smoothing:antialiased;
  line-height:1.55;
}
img{ max-width:100%; display:block; }
a{ color:inherit; text-decoration:none; }
h1,h2,h3,h4{ font-family:var(--display); margin:0; font-weight:600; letter-spacing:-0.02em; }
p{ margin:0; }
ul{ margin:0; padding:0; list-style:none; }
button{ font-family:inherit; cursor:pointer; }

:focus-visible{
  outline:2px solid var(--gold-500);
  outline-offset:3px;
  border-radius:2px;
}

.wrap{
  max-width:var(--max);
  margin:0 auto;
  padding:0 32px;
}

.eyebrow{
  font-family:var(--mono);
  font-size:12px;
  letter-spacing:.14em;
  text-transform:uppercase;
  color:var(--gold-500);
  display:flex;
  align-items:center;
  gap:10px;
}
.eyebrow::before{
  content:'';
  width:22px; height:1px;
  background:var(--gold-500);
  display:inline-block;
}

/* ---------------- Header ---------------- */
.site-header{
  position:sticky; top:0; z-index:50;
  background:rgba(8,15,31,.78);
  backdrop-filter:blur(14px) saturate(140%);
  border-bottom:1px solid rgba(201,162,39,.2);
}
.nav{
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding:18px 32px;
  max-width:var(--max);
  margin:0 auto;
}
.brand{
  font-family:var(--display);
  color:var(--cream-50);
  font-size:21px;
  font-weight:700;
  display:flex;
  align-items:baseline;
  gap:5px;
  letter-spacing:-.01em;
}
.brand em{
  font-style:normal;
  color:var(--gold-400);
}
.nav-links{
  display:flex;
  gap:8px;
  font-family:var(--mono);
  font-size:13px;
  letter-spacing:.03em;
  text-transform:uppercase;
}
.nav-links a{
  color:var(--slate-300);
  position:relative;
  padding:8px 14px;
  border-radius:var(--r-pill);
  transition:color .25s var(--ease-soft), background .25s var(--ease-soft);
}
.nav-links a:hover{ color:var(--cream-50); background:rgba(255,255,255,.06); }
.nav-links a[aria-current="page"]{ color:var(--navy-950); background:var(--gold-400); }
.nav-cta{
  font-family:var(--mono);
  font-size:12px;
  letter-spacing:.06em;
  text-transform:uppercase;
  color:var(--navy-950);
  background:linear-gradient(120deg, var(--gold-400), var(--gold-500));
  padding:12px 22px;
  border-radius:var(--r-pill);
  transition:transform .3s var(--ease), box-shadow .3s var(--ease);
  white-space:nowrap;
  box-shadow:0 8px 24px -10px rgba(201,162,39,.55);
}
.nav-cta:hover{ transform:translateY(-2px); box-shadow:0 14px 30px -10px rgba(201,162,39,.7); }

.nav-toggle{
  display:none;
  background:none; border:none;
  width:28px; height:20px;
  position:relative;
}
.nav-toggle span, .nav-toggle span::before, .nav-toggle span::after{
  content:''; position:absolute; left:0; right:0; height:2px; border-radius:2px;
  background:var(--cream-50); transition:transform .25s var(--ease-soft), opacity .25s var(--ease-soft);
}
.nav-toggle span{ top:9px; }
.nav-toggle span::before{ top:-8px; }
.nav-toggle span::after{ top:8px; }
.nav-toggle[aria-expanded="true"] span{ background:transparent; }
.nav-toggle[aria-expanded="true"] span::before{ transform:translateY(8px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] span::after{ transform:translateY(-8px) rotate(-45deg); }

/* ---------------- Aurora backdrop ---------------- */
.aurora-field{
  position:absolute; inset:0;
  overflow:hidden;
  pointer-events:none;
  z-index:0;
}
.aurora-blob{
  position:absolute;
  border-radius:50%;
  filter:blur(70px);
  mix-blend-mode:screen;
  animation:drift 16s ease-in-out infinite;
  will-change:transform;
}
.blob-a{ width:520px; height:520px; top:-160px; right:-80px; background:var(--aurora-gold); animation-delay:0s; }
.blob-b{ width:420px; height:420px; bottom:-140px; left:-60px; background:var(--aurora-blue); animation-delay:-5s; }
.blob-c{ width:340px; height:340px; top:40%; left:38%; background:var(--aurora-glow); animation-delay:-10s; opacity:.6; }

.grid-overlay{
  position:absolute; inset:0;
  background-image:
    linear-gradient(rgba(247,245,239,.05) 1px, transparent 1px),
    linear-gradient(90deg, rgba(247,245,239,.05) 1px, transparent 1px);
  background-size:44px 44px;
  mask-image:radial-gradient(80% 80% at 60% 20%, black 40%, transparent 100%);
  z-index:0;
}

@keyframes drift{
  0%,100%{ transform:translate(0,0) scale(1); }
  50%{ transform:translate(26px,-30px) scale(1.08); }
}

/* ---------------- Hero ---------------- */
.hero{
  background:linear-gradient(180deg, var(--navy-950), var(--navy-900));
  color:var(--cream-50);
  padding:110px 0 84px;
  position:relative;
  overflow:hidden;
}
.hero-grid{
  position:relative;
  z-index:1;
  display:grid;
  grid-template-columns:1.05fr .95fr;
  gap:56px;
  align-items:center;
}
.hero h1{
  font-size:clamp(38px,4.6vw,60px);
  line-height:1.04;
  color:var(--cream-50);
  margin:22px 0 26px;
}
.hero h1 .gold{
  background:linear-gradient(120deg, var(--gold-300), var(--gold-500));
  -webkit-background-clip:text;
  background-clip:text;
  color:transparent;
}
.hero-lede{
  font-size:18px;
  color:var(--slate-300);
  max-width:46ch;
  margin-bottom:36px;
}
.hero-actions{
  display:flex;
  gap:16px;
  align-items:center;
  flex-wrap:wrap;
}
.btn{
  font-family:var(--mono);
  font-size:13px;
  letter-spacing:.05em;
  text-transform:uppercase;
  padding:15px 28px;
  border-radius:var(--r-pill);
  display:inline-block;
  transition:transform .3s var(--ease), box-shadow .3s var(--ease), background .3s var(--ease-soft), border-color .3s var(--ease-soft);
  border:1px solid transparent;
}
.btn-primary{
  background:linear-gradient(120deg, var(--gold-400), var(--gold-500));
  color:var(--navy-950);
  box-shadow:0 10px 30px -12px rgba(201,162,39,.6);
}
.btn-primary:hover{ transform:translateY(-2px); box-shadow:0 16px 36px -12px rgba(201,162,39,.75); }
.btn-ghost{
  border-color:rgba(247,244,236,.28);
  color:var(--cream-50);
}
.btn-ghost:hover{ border-color:var(--gold-400); color:var(--gold-300); transform:translateY(-2px); }

.hero-figure{ width:100%; position:relative; z-index:1; }
.hero-figure svg{ width:100%; height:auto; overflow:visible; }
.converge-path{
  stroke-dasharray:400;
  stroke-dashoffset:400;
  animation:draw 1.6s var(--ease) forwards;
}
.converge-final{
  stroke-dasharray:220;
  stroke-dashoffset:220;
  animation:draw 1s var(--ease) forwards, pulse-glow 3s ease-in-out infinite 2s;
}
@keyframes draw{ to{ stroke-dashoffset:0; } }
@keyframes pulse-glow{
  0%,100%{ opacity:1; }
  50%{ opacity:.6; }
}
.converge-label{
  font-family:var(--mono);
  font-size:11px;
  fill:var(--slate-300);
  opacity:0;
  animation:fadeIn .6s var(--ease-soft) forwards;
}
.converge-node{
  opacity:0;
  animation:fadeIn .5s var(--ease-soft) forwards;
}
.converge-node-end{
  animation:fadeIn .5s var(--ease-soft) forwards, ring-pulse 2.4s ease-in-out infinite 1.6s;
  transform-origin:center;
}
@keyframes fadeIn{ to{ opacity:1; } }
@keyframes ring-pulse{
  0%,100%{ r:5; }
  50%{ r:6.5; }
}

.hero-strip{
  margin-top:64px;
  padding-top:28px;
  border-top:1px solid rgba(247,244,236,.14);
  display:flex;
  gap:48px;
  flex-wrap:wrap;
  position:relative;
  z-index:1;
}
.stat{ display:flex; flex-direction:column; gap:4px; }
.stat b{
  font-family:var(--display);
  font-size:30px;
  color:var(--gold-400);
  font-weight:700;
  font-variant-numeric:tabular-nums;
}
.stat span{
  font-family:var(--mono);
  font-size:12px;
  color:var(--slate-300);
  text-transform:uppercase;
  letter-spacing:.06em;
}

/* ---------------- Section shells ---------------- */
section{ padding:100px 0; }
.section-head{
  max-width:640px;
  margin-bottom:56px;
}
.section-head h2{
  font-size:clamp(28px,3.2vw,40px);
  margin-top:16px;
  color:var(--navy-900);
}
.section-head p{
  margin-top:16px;
  color:var(--slate-600);
  font-size:17px;
}
.on-dark .section-head h2{ color:var(--cream-50); }
.on-dark .section-head p{ color:var(--slate-300); }

/* ---------------- Areas grid ---------------- */
.areas{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:22px;
}
.area-card{
  background:var(--cream-50);
  border:1px solid var(--line);
  border-radius:var(--r-md);
  padding:32px 28px;
  transition:transform .4s var(--ease), box-shadow .4s var(--ease), border-color .4s var(--ease-soft);
}
.area-card:hover{
  transform:translateY(-6px);
  box-shadow:var(--shadow-card);
  border-color:var(--gold-400);
}
.area-card .tag{
  font-family:var(--mono);
  font-size:11px;
  color:var(--gold-500);
  letter-spacing:.08em;
  text-transform:uppercase;
}
.area-card h3{
  font-size:21px;
  margin:14px 0 12px;
  color:var(--navy-900);
}
.area-card p{
  color:var(--slate-600);
  font-size:15px;
}

/* ---------------- Process ---------------- */
.process{ background:var(--navy-950); color:var(--cream-50); position:relative; overflow:hidden; }
.process-list{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:20px;
  position:relative;
  z-index:1;
}
.process-item{
  padding:28px 26px;
  border:1px solid rgba(247,244,236,.14);
  border-radius:var(--r-md);
  background:rgba(255,255,255,.02);
  transition:transform .4s var(--ease), border-color .4s var(--ease-soft), background .4s var(--ease-soft);
}
.process-item:hover{ transform:translateY(-6px); border-color:var(--gold-400); background:rgba(255,255,255,.04); }
.process-num{
  font-family:var(--mono);
  font-size:13px;
  color:var(--gold-400);
}
.process-item h4{
  font-size:19px;
  margin:14px 0 10px;
  color:var(--cream-50);
}
.process-item p{
  font-size:14.5px;
  color:var(--slate-300);
}

/* ---------------- Quote ---------------- */
.quote{
  background:var(--cream-100);
  border-top:1px solid var(--line);
  border-bottom:1px solid var(--line);
}
.quote blockquote{
  font-family:var(--display);
  font-size:clamp(22px,2.6vw,32px);
  color:var(--navy-900);
  max-width:820px;
  line-height:1.3;
  font-weight:500;
}
.quote blockquote::before{ content:'“'; color:var(--gold-500); }
.quote blockquote::after{ content:'”'; color:var(--gold-500); }
.quote cite{
  display:block;
  margin-top:24px;
  font-style:normal;
  font-family:var(--mono);
  font-size:13px;
  color:var(--slate-500);
  text-transform:uppercase;
  letter-spacing:.06em;
}

/* ---------------- CTA band ---------------- */
.cta-band{
  background:linear-gradient(120deg, var(--navy-900), var(--navy-800));
  color:var(--cream-50);
  text-align:center;
  position:relative;
  overflow:hidden;
}
.cta-band h2{
  font-size:clamp(26px,3.4vw,38px);
  max-width:640px;
  margin:0 auto 28px;
  position:relative; z-index:1;
}
.cta-band .eyebrow{ position:relative; z-index:1; }
.cta-band .btn{ position:relative; z-index:1; }

/* ---------------- Footer ---------------- */
footer{
  background:var(--navy-950);
  color:var(--slate-300);
  padding:64px 0 32px;
}
.footer-grid{
  display:grid;
  grid-template-columns:1.4fr 1fr 1fr 1fr;
  gap:40px;
  padding-bottom:40px;
  border-bottom:1px solid rgba(247,244,236,.12);
}
.footer-brand .brand{ margin-bottom:14px; }
.footer-grid p{ font-size:14px; color:var(--slate-300); max-width:32ch; }
.footer-col h5{
  font-family:var(--mono);
  font-size:12px;
  letter-spacing:.08em;
  text-transform:uppercase;
  color:var(--gold-400);
  margin-bottom:16px;
}
.footer-col a, .footer-col li{
  display:block;
  font-size:14px;
  color:var(--slate-300);
  margin-bottom:10px;
  transition:color .25s var(--ease-soft);
}
.footer-col a:hover{ color:var(--gold-300); }
.footer-bottom{
  display:flex;
  justify-content:space-between;
  padding-top:28px;
  font-family:var(--mono);
  font-size:12px;
  color:var(--slate-500);
  flex-wrap:wrap;
  gap:12px;
}

/* ---------------- Page hero (inner pages) ---------------- */
.page-hero{
  background:linear-gradient(180deg, var(--navy-950), var(--navy-900));
  color:var(--cream-50);
  padding:80px 0 60px;
  position:relative;
  overflow:hidden;
}
.page-hero .wrap{ position:relative; z-index:1; }
.page-hero h1{
  font-size:clamp(32px,4vw,48px);
  margin-top:16px;
  color:var(--cream-50);
}
.page-hero p{
  margin-top:18px;
  max-width:56ch;
  color:var(--slate-300);
  font-size:17px;
}
.breadcrumb{
  font-family:var(--mono);
  font-size:12px;
  color:var(--slate-500);
  text-transform:uppercase;
  letter-spacing:.06em;
  margin-top:14px;
}
.breadcrumb .gold{ color:var(--gold-400); }

/* ---------------- About page ---------------- */
.split{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:64px;
  align-items:center;
}
.value-list{ display:flex; flex-direction:column; gap:28px; }
.value-item{
  display:grid;
  grid-template-columns:56px 1fr;
  gap:20px;
  padding-bottom:28px;
  border-bottom:1px solid var(--line);
}
.value-item:last-child{ border-bottom:none; padding-bottom:0; }
.value-num{
  font-family:var(--mono);
  font-size:13px;
  color:var(--gold-500);
}
.value-item h4{ font-size:19px; color:var(--navy-900); margin-bottom:8px; }
.value-item p{ color:var(--slate-600); font-size:15px; }

.ledger-figure{
  background:var(--navy-950);
  border-radius:var(--r-lg);
  padding:44px;
  position:relative;
  overflow:hidden;
}
.ledger-figure svg{ width:100%; height:auto; position:relative; z-index:1; }

.team-grid{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:22px;
}
.team-card{
  border:1px solid var(--line);
  border-radius:var(--r-md);
  padding:28px 22px;
  background:var(--cream-50);
  transition:transform .4s var(--ease), box-shadow .4s var(--ease), border-color .4s var(--ease-soft);
}
.team-card:hover{ transform:translateY(-6px); box-shadow:var(--shadow-card); border-color:var(--gold-400); }
.team-avatar{
  width:56px; height:56px;
  border-radius:50%;
  background:linear-gradient(135deg, var(--navy-800), var(--navy-950));
  color:var(--gold-400);
  font-family:var(--mono);
  font-size:15px;
  display:flex; align-items:center; justify-content:center;
  margin-bottom:18px;
}
.team-card h4{ font-size:17px; color:var(--navy-900); margin-bottom:4px; }
.team-card .role{
  font-family:var(--mono);
  font-size:12px;
  color:var(--gold-500);
  text-transform:uppercase;
  letter-spacing:.04em;
  margin-bottom:12px;
}
.team-card p{ font-size:14px; color:var(--slate-600); }

.credo{
  background:var(--navy-950);
  color:var(--cream-50);
  position:relative;
  overflow:hidden;
}
.credo .wrap{ position:relative; z-index:1; }
.credo .split{ align-items:start; }
.credo p{ color:var(--slate-300); font-size:16px; margin-bottom:18px; }
.credo .section-head h2{ color:var(--cream-50); }

/* ---------------- Services page ---------------- */
.service-row{
  display:grid;
  grid-template-columns:.9fr 1.6fr;
  gap:56px;
  padding:44px 0;
  border-bottom:1px solid var(--line);
  transition:background .3s var(--ease-soft);
}
.service-row:first-child{ padding-top:0; }
.service-row:last-child{ border-bottom:none; }
.service-index{
  font-family:var(--mono);
  font-size:13px;
  color:var(--gold-500);
}
.service-row h3{
  font-size:26px;
  margin:14px 0 0;
  color:var(--navy-900);
}
.service-detail p{ color:var(--slate-600); font-size:16px; margin-bottom:18px; }
.service-detail ul{ display:flex; flex-direction:column; gap:10px; }
.service-detail li{
  font-size:14.5px;
  color:var(--slate-600);
  padding-left:22px;
  position:relative;
}
.service-detail li::before{
  content:'';
  position:absolute; left:0; top:8px;
  width:10px; height:1px;
  background:var(--gold-500);
}

.pricing-note{
  background:var(--cream-100);
  border:1px solid var(--line);
  border-radius:var(--r-md);
  padding:32px;
  display:grid;
  grid-template-columns:1fr auto;
  gap:24px;
  align-items:center;
}
.pricing-note p{ color:var(--slate-600); font-size:15px; max-width:56ch; }

/* ---------------- Contact page ---------------- */
.contact-grid{
  display:grid;
  grid-template-columns:.9fr 1.1fr;
  gap:64px;
}
.contact-info-item{
  padding:24px 0;
  border-bottom:1px solid var(--line);
}
.contact-info-item:first-child{ padding-top:0; }
.contact-info-item h5{
  font-family:var(--mono);
  font-size:12px;
  color:var(--gold-500);
  text-transform:uppercase;
  letter-spacing:.06em;
  margin-bottom:10px;
}
.contact-info-item p, .contact-info-item a{ font-size:16px; color:var(--navy-900); }
.contact-info-item a:hover{ color:var(--gold-500); }

.form-field{ margin-bottom:22px; }
.form-field label{
  display:block;
  font-family:var(--mono);
  font-size:12px;
  text-transform:uppercase;
  letter-spacing:.05em;
  color:var(--slate-600);
  margin-bottom:8px;
}
.form-field input, .form-field select, .form-field textarea{
  width:100%;
  border:1px solid var(--line);
  background:var(--cream-50);
  padding:13px 16px;
  font-family:var(--body);
  font-size:15px;
  color:var(--ink-900);
  border-radius:var(--r-sm);
  transition:border-color .25s var(--ease-soft), box-shadow .25s var(--ease-soft);
}
.form-field input:focus, .form-field select:focus, .form-field textarea:focus{
  border-color:var(--gold-500);
  outline:none;
  box-shadow:0 0 0 4px rgba(201,162,39,.12);
}
.form-row{ display:grid; grid-template-columns:1fr 1fr; gap:20px; }
.form-note{
  font-size:13px;
  color:var(--slate-500);
  margin-top:14px;
}
.form-status{
  margin-top:16px;
  font-family:var(--mono);
  font-size:13px;
  color:var(--gold-500);
  display:none;
}
.form-status.visible{ display:block; }

.map-block{
  margin-top:40px;
  border:1px solid var(--line);
  border-radius:var(--r-md);
  padding:28px;
  background:var(--cream-100);
  display:flex;
  justify-content:space-between;
  align-items:center;
  gap:20px;
  flex-wrap:wrap;
}
.map-block h5{ font-family:var(--mono); font-size:12px; text-transform:uppercase; color:var(--gold-500); margin-bottom:8px; letter-spacing:.06em; }
.map-block p{ font-size:14px; color:var(--slate-600); }

/* ---------------- Reveal on scroll ---------------- */
.reveal{ opacity:0; transform:translateY(22px); transition:opacity .8s var(--ease), transform .8s var(--ease); }
.reveal.in{ opacity:1; transform:translateY(0); }
.reveal-stagger.in .stagger-child{ opacity:1; transform:translateY(0); }
.stagger-child{
  opacity:0;
  transform:translateY(18px);
  transition:opacity .6s var(--ease-soft), transform .6s var(--ease-soft);
}

/* ---------------- Responsive ---------------- */
@media (max-width: 980px){
  .hero-grid{ grid-template-columns:1fr; }
  .hero-figure{ order:-1; max-width:420px; }
  .areas{ grid-template-columns:1fr 1fr; }
  .process-list{ grid-template-columns:1fr 1fr; }
  .footer-grid{ grid-template-columns:1fr 1fr; }
  .split{ grid-template-columns:1fr; }
  .team-grid{ grid-template-columns:1fr 1fr; }
  .service-row{ grid-template-columns:1fr; gap:18px; }
  .contact-grid{ grid-template-columns:1fr; }
}
@media (max-width: 720px){
  .nav-links, .nav-cta{ display:none; }
  .nav-toggle{ display:block; }
  .site-header.open .nav-links{
    display:flex; flex-direction:column; gap:4px;
    position:absolute; top:100%; left:0; right:0;
    background:var(--navy-950);
    padding:8px 32px 24px;
    border-bottom:1px solid rgba(201,162,39,.25);
  }
  .site-header.open .nav-links a{ padding:14px 4px; border-radius:0; border-bottom:1px solid rgba(247,244,236,.08); background:none !important; color:var(--slate-300) !important; }
  .site-header.open .nav-cta{ display:inline-block; margin:18px 32px 0; }
  .areas{ grid-template-columns:1fr; }
  .process-list{ grid-template-columns:1fr; }
  .footer-grid{ grid-template-columns:1fr; }
  .footer-bottom{ flex-direction:column; }
  .team-grid{ grid-template-columns:1fr; }
  .form-row{ grid-template-columns:1fr; }
  .pricing-note{ grid-template-columns:1fr; text-align:left; }
  section{ padding:64px 0; }
}

@media (prefers-reduced-motion: reduce){
  html{ scroll-behavior:auto; }
  .reveal, .stagger-child{ transition:none; opacity:1; transform:none; }
  .converge-path, .converge-final, .converge-label, .converge-node{ animation:none; opacity:1; stroke-dashoffset:0; }
  .aurora-blob{ animation:none; }
}